As I visit with people and/or overhear conversations, there seems to always be the question of when will this market turn? Not only when it will turn but will it be a repeat of the bubble we saw in
BUYERS WITH LOW SCORES MAY STILL QUALIFY TO PURCHASE A HOME
I just wanted to let you know that if you have been having trouble qualifying for financing and are currently working on your credit, there are programs that could possibly qualify you with a minimum credit score of 500. There are some stipulations, but I would love to help you get into the home of your dreams. I look forward to hearing from you.
FHA government purchases
500 FICO score to 90% LTV or 580 FICO score to 96.5% LTV
100% VA loan with as low as a 500 FICO score
100% USDA loan with as a low as a 550 score.
All of these programs have certain guidelines like verifiable rental history etc and not all clients will qualify but those of you who think you may have to rent, you may now be able to purchase the home of your dreams. I here to help and look forward to helping you.